Customer & counterparty screening
One search box for onboarding, CSV/XLSX batches for portfolios — and continuous screening after that: every list update automatically delta-rescreens every affected customer. Screening history never expires.
Financial-crime screening & investigation platform
Screening that shows its work.
Eliquo screens your customers, payments, employees, and counterparties against sanctions, exclusion, and PEP lists — and returns decisions a regulator can read. Every answer carries its evidence, its calibrated probability, and a coordinate that replays it byte for byte, years later.
Built for banks, fintechs, and payment institutions with sanctions-compliance obligations.
MATCH
p=0.97 · conformal 99.2%
Clears are explained the same way as matches — the closest rejected candidate, and why it fell short.
4 channels
of parallel retrieval, unioned — no blocking stage, ever
48 hours
list update to full-portfolio rescreen, on a dashboard widget
10 business days
OFAC report clock — a real timer, not a spreadsheet reminder
≈ $0 idle
serverless end to end — cost scales with screening volume only
One platform, five jobs
Everything a sanctions-compliance program has to do, in one system.
Payment screening
A real-time evaluate API returns PASS or HOLD inside the payment flow — SWIFT MT, ISO 20022, Nacha IAT, and CSV. Stripped originators, missing cover data, and resubmitted rejects are caught by structure, not just by name.
Employee & vendor screening
Workforce and vendor rosters screen against SAM.gov, HHS OIG LEIE, and World Bank debarment through sector presets — compliance screening, deliberately bounded so it can never become a consumer report.
KYC intelligence
Documents in — deeds, registry extracts, scans included — an ownership graph out: directors, UBOs, vessels, identifiers, each claim quoting the page it came from. The OFAC 50% rule is computed over that graph.
Investigation & regulatory response
Alerts group into cases with queues, SLA clocks, and maker-checker closure. A blocked payment starts a real 10-business-day OFAC report clock with an assembled packet. The examiner gets one exam-ready export.
eliquare (Latin, v.)
to strain clear; to refine a liquid until what remains is pure. The flow of customers and payments passes through, the designated few are caught, and everything else runs clear — with the evidence for why.
The matching engine
Learned recall on top of a floor that doesn't move.
The system of record is an identity knowledge graph — full alias fans, shared identifiers, ownership edges, cross-list identity clusters — queried by embedding-first hybrid retrieval with a deterministic guarantee channel running in parallel.
The certified floor
Exact, character-equivalence, and certified-typology hits are MATCH regardless of what any model does. Learned layers can only add recall on top — the certification suite proves the floor holds with the models switched off. That is the structural answer to “what if the model is wrong?”
Evidence, not scores alone
Every decision carries a per-feature evidence breakdown — alignment rules, token weights, embedding similarity, DOB and document corroboration — and a human-readable narrative. Thresholds are derived from your written error-rate policy, with the derivation as an audit artifact.
The 50% rule, computed
Ownership and control edges are parsed from the lists themselves, and a fixpoint computation designates entities majority-owned by sanctioned parties — entities on no published list, screened like listed names, with the full ownership path as evidence.
Replayable, forever
Every event embeds a run coordinate — list versions with release/download timestamps, index, model, rule artifacts, license and suppression sets. Replaying the coordinate reproduces the decision and its disposition byte for byte. Regulator replay is a built-in capability, not a data-recovery exercise.
Investigation & audit posture
Every consequential act takes the right number of people.
Maker-checker closure
True-positive, licensed-proceed, block, and reject closures require a second, different senior actor — self-approval is refused by conditional write, not by convention.
Governed suppression
Recurring false positives are absorbed by adjudicated match-pair suppressions: four-eyes approval, mandatory expiry, pinned to the list version — and auto-voided the moment the list entry changes.
Real regulatory clocks
OFAC 10-business-day report obligations and SAR 30/60-day flags run on self-deleting scheduler timers with assembled report packets — never on a TTL that can lag 48 hours.
Hash-chained audit trail
Every material event — ingestions, searches, verdicts, dispositions, approvals, deployments — lands in a hash-chained stream with a chain-verified export. One endpoint answers the examiner with one artifact.
Uncertainty routes to humans
REVIEW and NETWORK decisions are never auto-closed. Adverse media, PEP records, and free-text hits are capped at REVIEW by construction — they can cost analyst minutes, never a wrongful block.
Measured triage
Auto-closes are QA-sampled weekly and per-rule overturn rates land in a governance report — SR 11-7 outcomes analysis your validator can hold.
Editions & delivery
SaaS, Marketplace, or inside your own cloud account.
Multi-tenant SaaS
Serverless AWS end to end. Tenant data is isolated, users are your own, and cost scales with screening volume — zero idle cost when nothing screens.
AWS Marketplace
Subscribe through your existing AWS bill: usage-metered screening, transactions, and connectors, with entitlements and lifecycle handled natively.
Sovereign edition
For banks whose raw data cannot leave their account: the data plane deploys in your AWS account under your KMS keys, Eliquo attaches cross-account, and deleting one queue policy is your kill switch.
Integration is a catalog, not a project: REST evaluate and S3 batch drop included; SQS, EventBridge, SFTP with PGP, Kafka/MSK, Kinesis, and an IBM MQ bridge blueprint — each priced up front, provisioned on demand, destroyed cleanly on deactivation.
Contact
See your own names screened.
Bring a test deck or a portfolio sample — we'll run it live and walk through every dossier, match and clear alike.
hello@eliquo.ai